--- title: Stripe Marketplace (Real time Split) description: "## Brief Introduction Managing payments in a multi-store marketplace can be complex, especially when it comes to splitting and distributing funds. The **Stripe Marketplace module** simplifies this by enabling secure, real-time payment processing and automated fund distribution. With Stripe, store owners can…" url: "https://multivendorx.com/docs/knowledgebase/stripe-marketplace/" updated: "2026-05-27" category: Payments --- # Stripe Marketplace (Real time Split) ## Brief Introduction Managing payments in a multi-store marketplace can be complex, especially when it comes to splitting and distributing funds. The **Stripe Marketplace module** simplifies this by enabling secure, real-time payment processing and automated fund distribution. With Stripe, store owners can receive payments instantly while ensuring a seamless and secure checkout experience for customers. --- ## Benefits - **Real-Time Split Payments** – Automatically distribute payments between admin and store owners at the time of checkout. - **Card Payments Support** – Allow customers to pay using debit and credit cards. - **Secure Transactions** – Built-in fraud protection and security provided by Stripe. - **Flexible Account Types** – Supports multiple Stripe Connect account types to suit different marketplace needs. --- ## Stripe Marketplace Configuration (Admin End) To start using Stripe Marketplace, navigate to the **Modules **page of MultiVendorX and enable the **Stripe Marketplace** payment option from the Payment Management section. [![](https://multivendorx.com/wp-content/uploads/2022/12/Stripe-marketplace-module.png)](https://multivendorx.com/wp-content/uploads/2022/12/Stripe-marketplace-module.png) Once the Stripe Marketplace module is activated, the admin needs to configure the payment settings from the dashboard. Navigate to: **MultiVendorX → Settings → Finance → Withdrawal Methods** From here, enable the **Stripe Marketplace** option. After enabling it, you will need to provide the required Stripe credntials and configure the settings as described below. --- ### Payment Configuration The following fields are required to establish a secure connection with Stripe: - **Payment Mode** Select whether you want to use **Test (Sandbox)** mode or **Live** mode. Test mode is used for simulation and development, while Live mode is used for real transactions. - **Stripe Publishable Key** This key is used for client-side interactions and payment data tokenization. Ensure that you use the correct key based on the selected payment mode. You can obtain this from your Stripe Dashboard: [https://dashboard.stripe.com/test/apikeys](https://dashboard.stripe.com/test/apikeys) - **Stripe Secret Key** This key is used for secure server-side API communication. Keep it confidential and ensure it matches your selected mode (Test or Live). Available at: [https://dashboard.stripe.com/test/apikeys](https://dashboard.stripe.com/test/apikeys) - **Client ID** This is your Stripe Connect Client ID used for onboarding store owners via OAuth. Make sure it corresponds to the selected mode. --- ### Payment Flow Configuration - **Charge Type** Defines how payments are processed between the marketplace and connected store owner accounts. Supported charge types based on account type: - **Standard Accounts** – Support **Direct Charges** only - **Express Accounts** – Support **Destination Charges** and **Separate Charges & Transfers** - **Custom Accounts** – Support **Destination Charges** and **Separate Charges & Transfers** --- ### Dashboard Access This setting determines the level of access store owners have to the Stripe dashboard: - **Standard Accounts** – Full access to the Stripe Dashboard - **Express Accounts** – Limited dashboard access - **Custom Accounts** – Fully controlled or restricted access managed by the admin --- ### Onboarding Configuration - **Onboarding Style** Choose how store owners will complete the Stripe onboarding process: - **Hosted** Store owners are redirected to Stripe-hosted pages where Stripe handles the entire onboarding, including verification and compliance. - **Embedded** Onboarding takes place within your marketplace, offering a more seamless and branded experience while Stripe manages verification in the background. To configure the redirect URL, copy it from your Stripe settings page and use it accordingly: [https://dashboard.stripe.com/test/settings/connect/onboarding-options/oauth](https://dashboard.stripe.com/test/settings/connect/onboarding-options/oauth) --- These settings allow you to fully control how payments are processed, how store owners are onboarded, and how funds are managed within your marketplace. [![](https://multivendorx.com/wp-content/uploads/2022/12/Stripe-Marketplace-2-853x1024.png)](https://multivendorx.com/wp-content/uploads/2022/12/Stripe-Marketplace-2.png) --- --- ## Store Owner Configuration To start receiving payments, store owners need to connect their Stripe account from their dashboard. They can navigate to **Store Dashboard → Settings → Payout**, select **Stripe Marketplace**, and proceed with the onboarding process. From here, store owners will have two options: - **Connect with Stripe** – Use this option to connect an existing Stripe account. - **Create & Connect Stripe Account** – Use this option to create a new Stripe account and connect it to the marketplace. Once the onboarding is completed successfully, the Stripe account will be linked, allowing the store owner to receive payments. [![](https://multivendorx.com/wp-content/uploads/2022/12/Store-Stripe-marketplace-1024x405.png)](https://multivendorx.com/wp-content/uploads/2022/12/Store-Stripe-marketplace.png) --- This integration ensures a smooth, secure, and flexible payment experience for both marketplace owners and store owners.